When our family moved from Melbourne to Singapore, my seven-year-old’s savings came with us in a plain envelope. Last year we opened her first savings account…
Reviews
This is how I prepare for a CPF voluntary contribution deadline: I work backwards from the year-end Ordinary Account balance rather than whatever cash happens…
Trading shares on the Singapore Exchange can make a cheap trade look deceptively simple. The screen says buy, the quoted commission looks small, and the order…
For years, my CPF balance was a number I checked only when a practical question came up. I knew the headline total, but never tracked what happened inside the…
When I began investing a fixed portion of my salary, I wanted a repeatable way to own Singapore equities without choosing individual companies every month. I…
The decision to use a CPF housing refund for a new flat began with an apparent windfall that was really the return of my own housing money. After I sold my…
SGX REITs can make passive income look pleasantly predictable. I still prefer to track what is announced, what is actually paid, and what my cash balance looks…
I treat a big overseas holiday as one annual household bill instead of an exceptional spending event. My travel target covers flights, accommodation, food,…
At the start of my two-year ownership experiment, I bought a new Hyundai Tucson 1.6 petrol for S$178,900 on the road. That included the five-year Certificate…
My first Singapore Savings Bond redemption was not a dramatic financial event. The surprise was the long wait before I could redeem anything. I treated the…