For an Australian saver, the first comparison is usually blunt: a 12-month term deposit paying 4.50% looks richer than a Singapore Savings Bond (SSB) issue…
Reviews
For an Australian reader, CPF can feel like a foreign retirement machine: money may sit in an Ordinary Account, move into a Special Account and eventually fund…
Every month I download the CPF e-statement and give it a thirty-minute review before I update my household spreadsheet. The exercise sounds small, but it turns…
Each month, I download my CPF account statements and compare the latest figures with the ones I recorded previously. The routine is deliberately simple: I note…
My annual portfolio check is less about chasing the biggest headline yield and more about knowing how much cash my Singapore holdings can contribute. This…
I keep part of my emergency savings in Singapore, even though I live in Australia. Holding Singapore Savings Bonds to maturity is my way to earn a predictable…
Observations on seasonal exotic fruit imports at local grocers can be surprisingly revealing. A punnet of lychees and a tray of mangosteens look harmless until…
A household budget becomes much more useful when it reflects what actually leaves the bank account. I use an Excel spreadsheet to record spending, compare it…
A nearby island can look like an inexpensive break from Singapore. The ferry may take less than two hours, accommodation advertisements can appear surprisingly…
Retail subscription data can make a new share offer look either irresistible or disappointing within a few hours. A multiple of 20 times subscribed appears…