I have been keeping a closer record of my CPF Special Account balance after making voluntary contributions, because the amount shown online is only one part of…
Reviews
Festive spending can expand quickly in Singapore. A few presents for family, reunion meals, office exchanges, decorations, travel, and last-minute food orders…
Singapore Savings Bonds have become one of the steadier parts of my personal portfolio. I use them for money that needs to remain accessible, but that I do not…
A new exchange-traded fund appearing on the Singapore Exchange can look unremarkable on a price screen: a ticker, an opening price, a few bids and offers, and…
An SGX share can look attractively cheap, produce a dependable dividend and still be the wrong holding for my portfolio. The difficult part is rarely pressing…
Electronics can make a household budget look tidy on paper and surprisingly untidy in real life. A planned laptop replacement may sit beside an unplanned phone…
I began recording my CPF balances every month in 2018 because annual statements were too broad for the questions I actually wanted to answer. A yearly total…
For many households, the apparent choice is simple: buy a private electric scooter once, then pay almost nothing to travel, or rely on a public bus and keep…
Most of my failed SGX trades did not begin with a complicated forecast. They began with a familiar urge: sell after a rally, buy after a sharp fall, then…
Singapore Savings Bonds continue to be one of the more dependable fixed-income options for retail investors in the city-state, and the cadence of new issues is…